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Special Enrollment Periods: Get Coverage Outside Open Enrollment

A Special Enrollment Period (SEP) allows you to sign up for health insurance outside the yearly Open Enrollment window if you’ve experienced a qualifying life event (QLE).

Are you eligible?



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Special Enrollment Periods: Get Coverage Outside Open Enrollment

A Special Enrollment Period (SEP) allows you to sign up for health insurance outside the yearly Open Enrollment window if you’ve experienced a qualifying life event (QLE).

Are you eligible?

What is a Qualifying Life Event?

A Qualifying Life Event is a significant change in your life that allows you to enroll or change health insurance plans. There are typically four categories of QLEs: loss of health coverage, household changes, residence changes, or income/other changes.

Common qualifying events include:

  • Moving to Florida or to a new ZIP code
  • Turning 26
  • Losing existing health coverage
  • Changes in household (marriage, divorce, death, birth, adoption)
  • Income changes affecting eligibility
  • Gaining citizenship or lawful presence

If this applies to you, contact our licensed agents today for help finding a new Florida Blue health insurance plan for you and your family.*

Act Now!

You typically have 60 days from your qualifying event to enroll in a new plan. Missing your SEP window could leave you uninsured until the next Open Enrollment period.


Check your special enrollment eligibility by contacting us today! Our licensed agents are standing by to help you.*


Are you a current Florida Blue customer with a Qualifying Life Event?
Contact your agent directly or call the number on the back of your insurance card for assistance.